pjoko Terms & Conditions
By creating a pjoko account or placing any bet, you confirm that you have read and agreed to every clause in this document. Please read carefully before using the platform.
1. Introduction and Acceptance
These Terms and Conditions ("Terms") form a legally binding agreement between you ("the Player") and pjoko ("the Company", "we", "us") governing your access to and use of the pjoko website at pjoko.vip, including all casino games, sports betting markets, promotional offers, account services, and payment facilities. These Terms apply to all players regardless of the device or browser used to access pjoko.vip.
By accessing pjoko.vip, creating an account, making a deposit, or participating in any game or promotion, you unconditionally accept these Terms in full. If you do not agree with any provision of these Terms, you must immediately cease using the pjoko platform. pjoko reserves the right to amend these Terms at any time; continued use of the platform following any amendment constitutes your acceptance of the revised Terms.
2. Eligibility Requirements
To open and maintain a pjoko account you must satisfy all of the following eligibility conditions at the time of registration and at all times during your use of the platform:
- You must be at least 21 years of age. pjoko will request proof of age at any point during your account lifecycle, and accounts registered by persons under 21 will be immediately suspended with all held funds subject to review.
- You must register and use pjoko of your own free will for personal entertainment only. You must not act on behalf of any third party or operate a commercially motivated betting account.
- You must provide accurate, complete, and truthful personal information during registration, including your full legal name, date of birth, and the mobile number linked to your bKash, Nagad, or Rocket account used for transactions. Providing false information is grounds for immediate account termination.
- You must not be listed on any self-exclusion register maintained by pjoko, nor have had a previous pjoko account closed for breach of these Terms. Attempting to circumvent a prior exclusion by opening a new account is strictly prohibited and will result in permanent suspension.
- You must not use pjoko for any money laundering, fraud, or criminal activity. pjoko cooperates fully with all relevant legal and financial authorities and will report suspicious account activity without prior notice to the account holder.
3. Account Registration and Security
Each player is permitted to hold exactly one pjoko account. Duplicate accounts are prohibited and will be closed upon detection. The following obligations apply to all registered account holders:
- You are solely responsible for maintaining the confidentiality of your username and password. pjoko will never ask you to share your password via email, live chat, or any other channel. All activity occurring under your credentials is your responsibility, whether or not you authorised it.
- You must notify pjoko support at [email protected] immediately if you suspect unauthorised access to your account. pjoko may temporarily suspend the account while the investigation is ongoing to protect your balance.
- You must complete identity verification (KYC) when requested by pjoko. Required documents typically include a government-issued photo ID and proof of ownership of the mobile wallet used for deposits and withdrawals. Failure to complete KYC within the specified timeframe may result in withdrawal holds or account suspension.
- You must keep your registered contact information — particularly your mobile number — current and accurate at all times. Outdated contact details that prevent pjoko from reaching you for verification purposes may result in temporary restrictions on your account.
- You must not share your pjoko account with any other person or allow any third party to place bets or conduct transactions using your account. Shared account usage is a breach of these Terms and may result in the forfeiture of any balance held in the account.
pjoko employs SSL encryption to protect all data transmitted between your device and our servers. You are responsible for the security of the device and browser environment from which you access pjoko. We recommend accessing your account only from personal, trusted devices and secure internet connections — particularly when conducting deposits or withdrawals from anywhere in Bangladesh.
4. Deposits, Withdrawals, and Payment Terms
All financial transactions on pjoko are conducted in Bangladeshi Taka (BDT). pjoko supports deposits and withdrawals via bKash, Nagad, Rocket, Upay, Visa, Mastercard, and major Bangladesh bank transfers including Dutch-Bangla Bank, BRAC Bank, City Bank, Islami Bank, and Sonali Bank. The following terms apply to all payment transactions:
Deposit Terms
The minimum deposit is ৳500, credited to your pjoko wallet instantly upon confirmation from your payment provider. pjoko charges no platform fee on deposits. You must only deposit funds that belong to you and have been obtained through lawful means. Deposits originating from a payment method not registered in your name may be rejected and returned.
Withdrawal Terms
The minimum withdrawal is ৳1,000, processed directly to the mobile wallet or bank account registered to your pjoko account. Processing times are typically instant to 24 hours for bKash or Nagad mobile wallet withdrawals, and 1–3 business days for bank transfers. pjoko charges no platform fee on standard withdrawals. Withdrawal requests may require KYC verification before processing.
Refused and Reversed Transactions
pjoko reserves the right to refuse, delay, or reverse any deposit or withdrawal where there are reasonable grounds to suspect fraud, money laundering, or breach of these Terms, or where additional verification is required. If a deposit is reversed by your payment provider after crediting your pjoko wallet, the equivalent amount will be deducted from your account balance.
All currency amounts on pjoko are denominated in BDT. pjoko does not accept deposits in foreign currencies. If a foreign currency payment is inadvertently processed, pjoko may apply a conversion at the prevailing market rate and deduct any associated conversion fees from the credited amount.
5. Bonuses, Promotions, and Wagering Requirements
pjoko offers a range of bonuses and promotional offers to registered players, including welcome bonuses, reload bonuses, cashback rewards, and VIP tier promotions. All bonuses are subject to the following general terms, in addition to any specific terms published alongside the individual promotion:
- All bonus funds are subject to a wagering requirement (rollover) that must be completed before any bonus-derived winnings can be withdrawn. The applicable wagering requirement will be stated clearly in the terms attached to each promotion. Failure to satisfy the rollover within the specified validity period results in forfeiture of the bonus and associated winnings.
- Bonuses may only be claimed once per player, per household, per IP address, and per device unless the promotion terms explicitly state otherwise. Attempts to claim the same bonus multiple times through duplicate accounts or shared devices will result in cancellation of all bonus funds and may trigger a full account review.
- pjoko reserves the right to amend, suspend, or withdraw any promotion at any time without prior notice. Any bonus may be modified if pjoko determines that a technical error, system fault, or player abuse has affected the integrity of the offer.
- Free spins awarded as part of a promotion are subject to the same wagering requirement rules as bonus cash unless the promotion terms specify otherwise. Free spin winnings are typically capped at a maximum BDT value stated in the individual promotion terms.
- VIP tier rewards — including cashback, deposit bonuses, and exclusive BDT promotions around Bangladesh events such as Eid, BPL season, and Pohela Boishakh — are governed by the VIP programme terms published separately on the pjoko platform. Tier progression is calculated based on verified wagering volume over the relevant qualifying period.
6. Gameplay Rules and Fair Play
All casino games and sports betting markets on pjoko use certified Random Number Generator (RNG) technology or live dealer systems provided by licensed third-party studios including Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, Spribe, and Ezugi. The following fair play obligations apply to all players:
RNG Certification
All pjoko slot, table game, and crash game RNG engines are independently audited by certified testing laboratories to verify statistical fairness and true randomness. Audit certificates are available on request from pjoko support. Use of any software tool, bot, or artificial means to predict or influence RNG outcomes is strictly prohibited.
Prohibited Conduct
The following are strictly prohibited and will result in immediate account suspension, forfeiture of all balances, and potential legal action: using automated betting bots; exploiting software glitches for financial gain; collusion with other players; chip dumping in live table games; match-fixing or insider knowledge abuse in sports betting; and placing bets using misappropriated funds.
Account Review Rights
pjoko reserves the right to review any player account and betting history at any time. Where unusual betting patterns, suspected bonus abuse, or prohibited conduct is detected, pjoko may void affected bets, suspend the account pending investigation, and withhold withdrawal requests until the review is complete. All review decisions made by pjoko are final.
7. Responsible Gaming
pjoko is committed to promoting responsible gaming and player welfare. The platform provides tools to help players maintain control over their gambling activity. All responsible gaming tools are available free of charge from within your pjoko account settings:
- Deposit Limits: Players may set daily, weekly, or monthly deposit limits on their pjoko account. Once active, a deposit limit takes effect immediately and cannot be increased for a minimum cooling-off period of 24 hours.
- Session Time Limits: Players may set maximum session duration limits to control time spent on the pjoko platform in any single sitting. A visible session timer is available within your account interface.
- Cooling-Off Period: Players may request a temporary account suspension of between 24 hours and 6 weeks. During this period your account will be inaccessible for betting and deposit activity, though withdrawal of any existing balance remains available.
- Self-Exclusion: Players who believe their gambling is causing harm may request permanent self-exclusion by writing to [email protected]. Once processed, the account will be permanently closed and the player added to pjoko's self-exclusion register. Requests to reverse a permanent self-exclusion will not be accepted.
8. Intellectual Property
All content on the pjoko platform — including software, game graphics, casino game interfaces, website design, logos, text content, promotional materials, betting odds presentation, and all associated intellectual property — is the exclusive property of pjoko or its licensed content providers. You are granted a limited, non-exclusive, non-transferable licence to access and use pjoko solely for personal, non-commercial entertainment. You may not reproduce, redistribute, modify, or commercially exploit any content from pjoko.vip without prior written authorisation from pjoko.
Third-party game provider names, logos, and game titles remain the intellectual property of their respective owners. pjoko's use of these trademarks is under licence. Any unauthorised reproduction of third-party provider marks from the pjoko platform is a violation of both these Terms and applicable trademark law.
9. Limitation of Liability
To the fullest extent permitted by applicable law, pjoko's aggregate liability to you in connection with your use of the platform shall not exceed the total value of funds held in your pjoko account at the time the relevant claim arises. The following specific limitations apply:
- pjoko is not liable for any loss of profits, loss of opportunity, loss of data, or indirect, special, incidental, or consequential damages arising from your use of the platform, even if pjoko has been advised of the possibility of such damages.
- pjoko is not responsible for losses arising from network outages, internet service provider failures, device malfunctions, or disruptions to mobile payment services including bKash, Nagad, or Rocket that are outside pjoko's direct control.
- In the event of a technical error resulting in an incorrect odds display, incorrect game payout, or a system-generated bet confirmation that would not have been available under normal operating conditions, pjoko reserves the right to void the affected bets and return the staked amount to the player's account.
- Nothing in these Terms excludes or limits pjoko's liability for fraud, death, or personal injury caused by pjoko's negligence, or any other liability that cannot be excluded or limited by applicable law.
10. Account Suspension and Termination
pjoko reserves the right to suspend or permanently close any player account at its sole discretion. The following circumstances may result in immediate suspension or closure without prior notice:
- Breach of any provision of these Terms, including providing false registration information, operating duplicate accounts, attempting to circumvent bonus terms, or engaging in any form of fraudulent activity on the platform.
- Failure to complete required KYC verification within the timeframe specified by pjoko following a verification request. Accounts that remain unverified beyond the specified deadline may have withdrawal access restricted until verification is completed.
- Evidence of problem gambling behaviour where pjoko's responsible gaming team determines that continued platform access poses a risk of significant financial harm to the player. In such cases pjoko may initiate a cooling-off period or self-exclusion on the player's behalf.
- Receipt of a legally valid order or instruction from a relevant Bangladesh government authority, financial regulator, law enforcement agency, or court requiring pjoko to restrict, suspend, or terminate the relevant account.
11. Changes to These Terms
pjoko reserves the right to modify, update, or replace these Terms at any time. When material changes are made, pjoko will endeavour to notify registered players via the contact details on file — typically by a notification displayed upon next login. The date of the most recent revision is shown at the top of this document under "Last Updated".
It is your responsibility to review these Terms periodically to stay informed of any updates. Your continued use of pjoko after any amendment constitutes your binding acceptance of the revised Terms. If you do not accept a revised version, you must cease using pjoko immediately and may request account closure and withdrawal of any remaining balance by contacting [email protected].
Have Questions About pjoko?
Browse our FAQ for quick answers about deposits, withdrawals, bonuses, and account management — or visit our Responsible Gaming page to learn about tools that help you stay in control.
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